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articles Property Records Industry Association (PRIA), FOR THE RECORD, "States Adopt eRecording Data Standards," Spring 2008 American Land Title Association (ALTA), Title News, "Uniform Real Property Electronic Recording Act," Spring 2005 interviews Property Records Industry Association (PRIA) 2006 Summer Newsletter Interview: Carmen Bramante . . . . A View from the Top cdb://eNews Volume II, Issue 1 - "E" to the Rescue Carmen Bramante Speaks at the MBA National Servicing Conference     on "Solving Real World Issues in Servicing and Loss Mitigation." eMortgages and the Latest Version of the Industry Standard     by Carmelo D. Bramante, Managing Director, cdb consultancy LLC eMortgages and the MISMO Version 3 Reference Model     by Abdias Lira, Principal Software Architect, Wolters Kluwer Financial Services cdb://eNews Briefs NCCUSL Continues Work on Modernizing State Notary Law MISMO to be Managed by MERSCORP Volume I, Issue 5 - cdb://eNews Year-End Issue Thought for The New Year     by Robert Louis Stevenson (1850-1895) from The Vailima Letters (1895). cdb://eNews Year-End Highlights     by Carmelo Bramante, Managing Director, cdb consultancy LLC October: NCCUSL Begins Work on Modernizing State Notary Law November: FHA Develops eMortgage Plan December: MISMO Reactivates the Servicing Default Workgroup Volume I, Issue 4 - Completeness of Industry Standards: eMortgages Introduction to eMortgage Standards     by Carmelo Bramante, Managing Director, CDB Consultancy LLC Electronic Documents in the Mortgage Industry     by Rachael Sokolowski, Magnolia Technologies On eMortgage Adoption     by John L. Jones, Arion Zoe Corporation Volume I, Issue 3 - eSignatures & eRecording Standards Use On the Rise States Adopt eRecording Data Standards     by Carmelo Bramante, Managing Director, CDB Consultancy LLC cdb://eNews update Carmelo Bramante joins MBA eMortgage Adoption Task Force The Housing and Economic Recovery Act of 2008 – H.R. 3221 Growth in Electronic Signatures and Records Usage!     by Margo Tank and Jerry Buckley     Partners, Law Firm of Buckley Kolar LLP Volume I, Issue 2 - Striking Gold & Adopting eMortgages NJLTA Strikes Gold Major eMortgage Indicators: Moving toward Broad Adoption     by Mark Oliphant, eMortgage Director     Fannie Mae Volume I, Issue 1 - I Want My eMortgage! cdb consultancy Launches Web Site MISMO and PRIA Release eRecording Requirements for eMortgages cdb consultancy conducts eClosing-eRecording Seminar in IL I Want My eMortgage!     by Colleen Wesling, MISMO Program Director, Industry Technology     Mortgage Bankers Association quotes MBA Press Release, March 2008, MISMO® and PRIA Release IPR Disclosure Draft of Business Requirements for eRecording Electronic Recordable Instruments. MBA Tech Newslink, News & Trends, April 2007, Momentum for eRecordings Gaining Among Counties. Real Estate Technology News, June 2007, eMortgages and eRecording in California. MBA Newslink, Residential Finance News, December 2005, Push on to Standardize eRecording, eNotarization. Secondary Marketing Executive Online, August 2005, Recording of Electronic Mortgages is on the Way. Mortgage Technology, SourceMedia, October 2005, Longing for the Golden Apple: Achieving eMortgages MBA Newslink, Spotlight: Residential, August 2004, States Take Step towards Standards on e-Recordings policy & research American Bar Association (ABA), Science & Technology, E-Trust Subcommittee, May 2006, eNotarization Policy Whitepaper. Fannie Mae, March 2007 (Page 9.), eMortgages: Research Findings on the State of Industry Adoption. publications Principal Author & Editor, March 2008, MISMO-PRIA Business Requirements for eRecording Electronic Document Formatted Recordable Instruments. Co-authored the Uniform Real Property Electronic Recording Act Enactment (URPERA) and Standards Implementation Guide. (URPERA Implementation Guide) testimony Electronic Recording Delivery Act (ERDA), Electronic Recording Delivery System (ERDS), California State Department of Justice, Office of the Attorney General, Sacramento, CA, October 2006, Comments to Proposed ERDA Rulemaking. North Carolina Title 18 Notary Rules, Office of the Secretary of State, Division of Certification and Filing Notary Public Section, Raleigh, NC, November 2006, Comments to Proposed Electronic Notarization Rulemaking.

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